loan

LOAN PROCEDURES
THE ORGANIZATION

The organization and all client relationships at all levels, shall be well principled,

Including integrity, fairness, honesty, dignity, quality and service; not only to team fund

Providers, clients and our projects, but to each other. These applied principal guidelines

are the permanent values which shall be unarguable and self-evident in our entire

Relationship and project applications.

THIS IS OUR FOUNDATION:

  • Business life:
  • Justness, kindness, tolerance, honesty, loyalty, friendliness, consideration, forgiveness, Politeness, Compassion, respect… all with integrity.
  • Use quality principles and values.
  • No pretense of these items.
  • Flourish and prosper.
  • Life in general is not calm and orderly.

LOAN PROCEDURES

1- Please use the list below for items that need to be submitted to MCI for review and submittal to our lender for evaluation for the loan program.

  1. Executive summary showing details on the project, business location, scope, quality,market demand, viability, timing and project readiness (architectural plans and specs, entitlement approvals, construction costs, etc. and information on the developers, sponsors, experience and history.
  2. Pro-forma on the cost of the project
  3. Pro-forma on the operations over 5 years after construction (Revenue, Expenses, Net Income and More)
  4. A monthly loan disbursement draw (tranche) schedule over the term of construction (Estimates are fine initially and will be firmed up later in the loan documents)
  5. Proof of Funds for the 20% cash collateral. Actual POF can come after the project has been green lighted by lender, however the 20% collateral must be ready and available before submitting for review.

We will expedite the loan as soon as we receive the above information.

All the best!

General Summary & Funding Procedures

Excess investment wealth is very aware that the world is smaller, advancing dramatically and that in the last few years, the U.S. and global economy, has come on to a greater call for economic growth, wealth development, opportunity and investment.

Over the last 40 Years an accumulation of over 800 individual fund providers, providing a minimum of 100 Million U.S. Dollars to upwards of 50 Billion U.S. Dollars each, have been gathered under one umbrella as a resource of major wealth; Corporations, Individuals, Etc. as a pool as available business investment funds.

The developed representation entity of these fund providers identifies projects or investment transactions (transaction) and selectively invites those fund providers on an individual or group basis; based on the criteria of the borrower or investment needs.

Invitation to each select or various fund provider(s) for the specific fund requirement is contacted and invited to participate in the identified transaction. Each transaction must have a minimum fund providing requirement of 100 Million U.S. Dollars with little ceiling, running into the tenths of Billions of Dollars.

TYPES:

All types of qualified business transactions are entertained. Private or Government.

SAMPLES:

Business growth expansions, Oil, Power & Energy, Refineries, Pipelines, Rail Roads,

Transportation, Major Hospitality, High Tech, Infrastructure, Roads, Dams, Bridges,

Major Industry Manufacturing, Distribution, Airlines, Construction or Development

Companies, Etc. Anything that has legal proven credible income production or guarantees.

FUND PROVIDING QUALIFICATIONS:

Borrowers or investments must be existing businesses or entities with proven acceptable income or guarantees showing ability to service mutually agreed funding terms.

Government transactions provide qualified guarantees. Foreign based companies

Must be friendly to the U.S.

Advantages:

  • The world provides a much larger playground of opportunities.
  • Only fully legal and compliant funds have access.
  • Funds are generally private, readily available and are primarily non-bank sources, thus, no major time restricting policy driven committee.
  • Funders desire to move money quickly and act expeditiously.
  • Large transactions allow for quality earnings to the benefit of all participants.
  • Large transactions allow for best available industry management, personnel and

Consultant capabilities…providing risk reduction and profit enhancement.

  • Fast funding approval.

Basic Process:

  • Verbal introduction and information exchange.
  • Develop a simple but comprehensive Client Business Agreement (CBA).
  • When all mutual terms are agreed, develop a Term Sheet
  • As the minimum borrowed funds are 100 Million U.S.; MCI will assist providing underwriting, due diligence, Etc…
  • To the benefit of the transaction, subject to borrower approval same caliber industry management and efficiency is made available.

Time:

After information exchange and acceptable due diligence is completed, funding

Can happen as soon as possible, typically 30 to 90 days, depending.